Helping You Achieve Your Financial ObjectivesAs you look toward the future and outline goals for your life – whether it is a new vacation home, a comfortable retirement or leaving a lasting legacy for your family – it becomes clear that you will need a comprehensive plan to meet those objectives.Financial Planning: A Blueprint for Your Financial SuccessWe help you develop a blueprint for a stable financial future. Once the plan is developed, we have the tools necessary to build that plan. Due to the benefits of an independent broker/dealer, we also have access to almost any product or service in the financial realm.Our Comprehensive Holistic Financial Planning Process Includes:Organizing Finances/Establishing Objectives and Budgets Retirement Income PlanningReview of Employee Benefits including Defined Benefit PlansExtensive Knowledge of the GM, Delphi, FCA and Ford Benefit PackagesExecutive Compensation - STIP, RSU, PSU, LTICTax Advantaged Investments401(k) and Pension Rollover ManagementEducations Savings PlanInvestment Portfolio AnalysisStrategic Asset AllocationManaged Fee Based AccountsExchange Traded Funds (ETFs)Variable/Fixed/Indexed Tax Deferred AnnuitiesReal Estate Investment Trusts, Direct Participation Programs, Limited PartnershipsMutual Funds/Stocks/BondsLife Insurance/Review and Needs AnalysisTax Planning ServicesEstate Planning ServicesHealth Planning ServicesA Disciplined Investment ProcessHFG Financial Advisors thoroughly analyze your personal situation, determine your risk tolerance and assess the market environment as we develop your investment plan utilizing a holistic wealth management approach to help you achieve your financial goals.The HFG ProcessWe help you to identify your Financial Goals so they are measurable and achievable We determine your Financial Time Horizons We access your Risk ToleranceWe create a time-tested Investment and Asset Allocation Strategy specifically designed to help address your family's needs We develop a holistic and comprehensive Financial Plan that includes:Working closely with you or our affiliated CPA and attorneyTax managed retirement savings and spending adviceLife InsuranceEstate planning to ensure your heir are provided forWe offer continued and consistent Guidance, Advice & Monitoring of your financial plan and assets. We will meet with you regularly to review your plan and investments to ensure you reach your goals and adjust your portfolio based upon the following:Market changesEmployment and income changesTax law changesHealth, disability, deathWe pride ourselves on providing exceptional Personal Service from a Dedicated Team to form an enriched and long-term relationship with you.Our Automotive Employee ExpertiseAt HFG, one of our areas of expertise is delivering full-service personal financial planning to automotive employees and retirees. We have spent over 34 years monitoring all changes and adjustments to GM benefits. Extensive knowledge of the GM, Delphi, FCA and Ford packages allows us to provide clients with the knowledge to take full advantage of their entitlements and to achieve their financial objectives.CLICK HERE to visit our GM & Automotive page and learn more about our expertise.