General Motors — The Legacy

A heritage of firsthand experience. A future built on trust.

HFG’s founder, Tim Herbert, began his career with General Motors. After 16 years, multiple severance programs, and a master’s degree in finance with a thesis on corporate downsizing, he transitioned into wealth management and launched Herbert Financial Group.

Today, more than 40 years later, HFG is a team of 20 professionals with deep, hands-on experience guiding GM employees, managers, and executives through every stage of their financial journey. Whether you're maximizing your current benefits or preparing for a future transition, we offer clarity and a plan tailored to your goals.

Our Planning is Built on a Familiar Foundation

Our Certified Financial Planners™ create comprehensive, fiduciary-driven financial strategies that integrate the benefits most commonly available to GM employees: 

Core GM Benefits

• Team GM Bonus

• Retirement Savings Program (RSP) 401(k) – Fidelity

• Pension Plan – Fidelity

• Health Savings Account (HSA) – Bank of America

• Group Variable Universal Life (VUL) – MetLife

• Short-Term Disability – GM Sickness & Accident

• Long-Term Disability – GM Extended Disability

• Hyatt Legal Services

Executive-Level Compensation Planning
For GM executives, we incorporate additional investment and tax planning strategies around the following:

• Short-Term Incentive Plan (STIP)

• Long-Term Incentive Plan (LTIP)

• Restricted Stock Units (RSUs)

• Performance Stock Units (PSUs)

• Non-Qualified Stock Options

• Defined Contribution Executive Retirement Plan (DC ERP) – Fidelity