Automotive Professionals

Rooted in the industry. Built for your financial journey.

HFG’s founder, Tim Herbert, began his career in the automotive industry. After 16 years, several severance programs, and earning a master’s degree in finance with a thesis focused on corporate downsizing, he transitioned to wealth management and launched Herbert Financial Group.

Four decades later, HFG has grown into a team of 20 professionals with deep experience serving employees, managers, and executives at Michigan’s top automotive companies—including General Motors, Ford, Stellantis, Lear, BorgWarner, and more. Whether you’re focused on maximizing your current benefits or preparing for a future career transition, we provide clarity and a customized path forward.

Our Planning is Built on the Foundation of Your Benefits

Each financial plan is crafted by an HFG Wealth Advisor—Certified Financial Planners™ and fiduciaries who deliver independent investment advice and a holistic, goal-based strategy.

Core Automotive Benefits

• 401(k) Retirement Plan

• Pension Plan

• Health Savings Accounts (HSA)

• Life Insurance Coverage

• Short- & Long-Term Disability Insurance

Executive-Level Compensation Planning
For automotive executives, we incorporate advanced tax and investment strategies around the following:

• Short-Term Incentive Plans (STIP)

• Long-Term Incentive Plans (LTIP)

• Restricted Stock Units (RSUs)

• Performance Stock Units (PSUs)

• Non-Qualified Stock Options

• Deferred Compensation Planning

• 401(k) Contribution Maximization Beyond the Compensation Limit