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Your Purchase Power

You can improve your purchasing power when looking for a home by making sure you are pre-qualified by a mortgage lender.

Prequalification

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A mortgage lender will evaluate a potential homebuyer's credit report plus earnings, savings and debt information to get an estimate of the mortgage amount the borrower would qualify for. This is based on documentation the borrower has in hand, or what the borrower tells the lender. The review can take as little as a few hours or as long as a few days.

bulletPrequalification is usually free.
bulletFor an estimate of buying potential, please fill out our simple loan application.

Once you and the seller agree on a price, you both will sign a sale contract, which will spell out conditions each party must meet for the sale to go through. A closing of the sale generally hinges on both the buyer's ability to obtain the mortgage loan and the seller's completion of some home repairs.

Tip

Remember if any of your financial circumstances change before closing on the sale of the home, you must contact the lender. The loan prequalification or pre-approval may no longer be valid.

Hunter Financial Group, LLC offers a wide range of purchase money loan products. We are able to tailor a custom program to fit each client's specific needs. We can help you get into a home with the best terms available. Please call us or use one of our online forms if you would like to see how you can get a new home with little or no money down and excellent repayment terms.  Click here to fill out a simple loan application.

Need help buying or selling a home?

Hunter Financial Group, LLC has a list of preferred partners that includes, “Realtors, Appraisers, Title Companies and more”.   We are also members of the Tempe and Scottsdale Chamber of Commerce in addition to the Arizona Better Business Bureau.

 
   
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