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Introduction |
Hunter Financial Group, LLC (“HFG”) is
committed to providing the highest level of
security and privacy regarding the collection
and use of our customer’s nonpublic personal
information. We want you to understand how we
handle the personal information about you that
we collect and disclose. This notice also
explains how you can limit our disclosing of
personal information about you.
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How
and Why We Gather Personal Information |
We only collect and use the information we need
to help you meet your financial goals. Such
information allows us to process your requests
and transactions, keep you apprised of products
and services that may be of interest to you, and
enhance customer service by better understanding
your financial needs. This nonpublic personal
information may include:
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Information we
receive from you on applications, forms, and
other information that you provide to us,
whether in writing, in person,
by telephone, electronically, or by
any other means (such as your name, address,
social security number, employment
information, income, and credit references); |
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Information
about your transaction with us, our
affiliates, or others (such as your account
balances, payment history, and account
information); |
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Information we
receive from consumer reporting agencies
(such as account information and information
about your credit worthiness); |
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Information we
receive from public sources (such as real
estate records, employment records,
telephone numbers, etc). |
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Information
We Share |
(a) Type of
Information We Share
We may disclose all the information we collect,
as described above.
(b)
Categories of Affiliates and
Non-Affiliated Third Parties that Receive
Information from HFG
We may disclose all the nonpublic personal
information we collect about you with our
affiliates and with non-affiliated third
parties. An affiliate is a company we own or
control, a company that owns or controls us, or
a company that is owned or controlled by the
same company that owns or controls us. Ownership
does not mean complete ownership, but means
owning enough to have control. A non-affiliated
third party is a person we do not employ or a
company that is not an affiliate of ours
In
order to provide you with superior service,
there are times where it may be beneficial to
share all or a portion of your nonpublic
personal information
with our affiliates and with
non-affiliated third parties.
By sharing this information we can better
understand your financial needs. For example, we
can then send you notification of new products
and special promotional offers that you may not
otherwise know about or coordinate with your
realtor regarding the closing timeline of your
loan.
We
may disclose nonpublic personal information we
collect about you to the following types of
third parties:
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Financial
service providers, such as mortgage lenders,
mortgage bankers, banks, securities broker
dealers, tax prepares, financial advisors
and insurance agents; |
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Non-financial
companies, such as real estate agencies,
title and escrow companies, appraisal
companies, debt settlement service
providers. |
We may also
disclose all the nonpublic personal information
we collect about you to affiliated and
non-affiliated third parties as permitted by
law. Affiliates and non-affiliated third parties
that receive your nonpublic personal information
agree to keep that information confidential and
to use it only for the function that we ask them
to perform.
(c)
Disclosures of Information to Parties that
Provide Services to Us
We may disclose all the nonpublic personal
information we collect about you to companies
that help us perform marketing services on our
behalf or to other financial institutions with
whom we have joint marketing agreements. Our
agreements with these companies are subject to
confidentiality provisions and restrictions that
prohibit using the information beyond the
performance of the specified services or in
connection with the jointly marketed product or
service. |
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How
HFG Protects Your Personal Information and Your
Privacy |
We take our responsibility to protect the
privacy and confidentiality of customer
information very seriously. We maintain
physical, electronic, and procedural safeguards
that comply with federal standards to store and
secure information about you from unauthorized
access, alteration, and destruction. Our control
policies, for example, authorize access to
customer information only by individuals who
need access to do their work. |
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Who
is Covered by Our Privacy Policy |
We provide our Privacy Policy to customers when
they conduct business with our company. This
Privacy Policy applies to consumers who are
current customers or former customers. We
reserve the right to amend (add to, delete from
or change) the terms of this Privacy Policy from
time to time. If we change our privacy policies
to permit us to share additional information we
have about you, as described above, or to permit
disclosures to additional types of parties, you
will be notified in advance. |
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Restricting
Your Information Sharing; Opting Out
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No action is required by you if you wish to
permit the information sharing as described
above. You can direct us not to disclose
nonpublic personal information about you to
affiliated parties for marketing purposes. You
can also direct us not to disclose any nonpublic
personal information about you to non-affiliated
third parties. You may opt out of those types
of disclosures, that is you may direct us not to
make those disclosures. However, the right to
opt out does not apply to disclosures that are
legally permitted or required or to disclosures
that HFG makes to companies that perform
services on our behalf or to other financial
institutions that have joint marketing
agreements with HFG.
If you would like
to limit disclosures of nonpublic information
about you as described in this notice,
please download the form
below, check the appropriate box or boxes
to indicate your privacy choices and
return this form to us at the address listed
in the Privacy Policy
Disclosure form. Once you have opted
out, it will remain in effect until revoked.
HFG Privacy Policy Disclosure Form
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Hunter Financial
Group is authorized to broker and/or make home loans
in 20 states.
Arizona
Arizona Mortgage Banker, License No. BK-0906536
California
Licensed by the Department of Corporations under the
California Residential Mortgage Lending Act
License No. 4130610
Colorado
Individually licensed LOs
Florida
Florida Correspondent Mortgage Lender, License
No. 390083 (AZ), 390088 (TX)
Georgia
Georgia Mortgage Lender, License No. 20582
Illinois
License No. MB.0006628
Illinois Residential Mortgage Licensee
Illinois Department of Financial and Professional
regulation
310 South Michigan Avenue, Ste. 2130
Chicago, IL 60604
312-793-3000
Indiana
Indiana Loan Broker (exempt from licensing)
Iowa
Iowa Mortgage Banker, License No. MBR-2003-0070
Michigan
Michigan Mortgage Broker, License No. FL0010664
Michigan Secondary Mortgage Broker, License No. SR
0010164
Minnesota
Minnesota Residential Mortgage Originator,
License No. MO20393274
Missouri
Missouri Residential Mortgage Broker (exempt
from licensing)
New Mexico
New Mexico Mortgage Loan Company, License No.
01724
Oregon
Oregon Mortgage Lender, License No. ML-3163
Texas
Texas Mortgage Banker, License No. 47635
Texas Regulated Loan Lender, License No. 47823 (AZ),
48227 (TX)
Utah
Utah Mortgage Lender Company, License No.
5505023-MLCO
Washington
Washington Mortgage Broker, License No.
510-MB-26574
Wisconsin
Wisconsin Mortgage Broker, License No. 22969
Wyoming
Wyoming Residential Mortgage Lender, License No.
MBL - 251 |
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