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Mortgage Documentation
Checklist
New Home Purchase Specific Documents
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Purchase Contract (Fully Executed by all Parties) |
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Copy of Earnest Money Check showing it cleared the
bank (front and back) |
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Certificate of Occupancy (if New Build Purchase) |
Application and Disclosures
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Signed & Dated Application plus Disclosures |
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Photo Copy of Driver’s License(s) and Social
Security Card(s) |
Verification of Mortgage/Rent
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12 Month’s Mortgage History on the Credit Bureau
Report or the Name and Phone Number of the Mortgage
Company to verify the last 12 Months Rating |
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12 Month’s Canceled Checks for Rent or Name and
Phone Number of the Landlord to verify the last 12
Months Rating (Private Party Landlord verification
may not be acceptable) |
Verification of Employment
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Two Years Personal Tax Returns (Signed by the
consumer(s)) |
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Copies of W2’s for the last two calendar years
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Most recent copies of One Month’s Pay Stub(s) with
YTD Earnings |
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Copies of Award Letters for Other Types of Income
(i.e. Social Security & Retirement) |
If Self Employed
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24 Month’s of Personal or Business Bank Statements
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Two Years Personal & Business Tax Returns with all
schedules |
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Letters of Reference from the company’s three oldest
customers |
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Evidence of self employment for 24 months (i.e.
Business License or Articles of Incorporation) |
Verification of Assets
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Most recent Two Month’s Bank Statements for All Bank
Accounts (with all pages front and back) |
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Current Investment Account Statements (401K, IRA,
Stocks, etc.) |
Title, Appraisal, Survey and Home Owners Insurance
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Title Report, ordered by HFG on behalf of Consumer |
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Appraisal Report, ordered by HFG on behalf of
Consumer |
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Home Owners Insurance Declaration page or the name
and phone number of insurance agent |
If Applicable to Consumer
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Property Survey |
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Home Owner’s Association Manager contact information |
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Copy of Tax Lien/Judgment release |
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Copy of Divorce Decree(s) for each Consumer
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Evidence of student loan deferment |
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Complete copy of bankruptcy documents for all
filings |
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Tax Statements, Proof of Insurance and Rental
Agreements for all rental properties and/or second
homes |
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Balance and payment info on 401K or retirement
account loans |
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CCCS Withdrawal Letter |
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Complete Probate Documentation Including Warranty
Deed |
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Hunter
Financial Group, LLC
offers a wide range of purchase money loan products. We are able to tailor
a custom program to fit each client's specific needs. We can help you get
into a home with the best terms available. Please call us or use one of
our online forms if you would like to see how you can get a new home with
little or no money down and excellent repayment terms. Click here to
fill out a simple loan application.
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Need help buying or selling a
home? |
Hunter
Financial Group, LLC has
a list of preferred partners that includes, “Realtors, Appraisers, Title
Companies and more”. We
are also members of the Tempe and Scottsdale Chamber of Commerce in
addition to the Arizona Better Business Bureau. |
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