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What is a RFC?

The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants (IARFC) to those financial advisors who can meet the high standards of education, experience and integrity that are required of all of its members. The IARFC is an organization of proven financial professionals formed to foster public confidence in the financial planning profession, to help financial advisors exchange planning techniques, and to give recognition to those practitioners who are truly qualified and committed.

Timothy Herbert's RFC Profile

RFC Background

Originally established in 1984 as the association for Registered Financial Planners, the organization was renamed and rechartered in 1994. The IARFC is the only financial planning professional association that required its members to meet 7 stringent requirements: education, examination, experience, licensing, business integrity, adherence to a strict code of ethics, and maintenance of proficiency with a minimum of 40-hours per year of continuing education.  The IARFC is convinced that extensive on-going professional education is required for advisors to serve the public effectively. 

Scott Torosian's RFC Profile

Code of Ethics

The Code consists of three parts: The Canons, The Principles and The Rules. The Principles embody the ethical and professional standards expected of IARFC designees and members. These principles address the “substance” and not merely the “form” of service to the clients and the employer. The Principles are the guidelines of professional conduct, the same conduct that any client would expect of any professional on whom they rely—an attorney, a CPA or a physician. The Rules serve as a description of best-practice of IARFC Standards, and outline how the Principles must be implemented.

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